| 1980年1季度--2022年1季度美国家庭债务余额占家庭可支配收入比重 | ||||
| 美联储 | ||||
| 季度 | 家庭总债务/家庭可支配收入% | 家庭直接债务/家庭可支配收入：%，DSR | ||
| 家庭债务余额/家庭可支配收入% | 住房抵押贷款余额/可支配收入% | 消费贷款余额/可支配收入% | ||
| 1980:01:00 | 15.42 | 10.62 | 4.38 | 6.24 |
| 1980:02:00 | 15.51 | 10.64 | 4.48 | 6.15 |
| 1980:03:00 | 15.26 | 10.41 | 4.49 | 5.91 |
| 1980:04:00 | 15.09 | 10.25 | 4.51 | 5.74 |
| 1981:01:00 | 15.14 | 10.29 | 4.6 | 5.69 |
| 1981:02:00 | 15.32 | 10.42 | 4.72 | 5.69 |
| 1981:03:00 | 15.18 | 10.31 | 4.72 | 5.59 |
| 1981:04:00 | 15.32 | 10.38 | 4.8 | 5.58 |
| 1982:01:00 | 15.43 | 10.45 | 4.88 | 5.56 |
| 1982:02:00 | 15.5 | 10.5 | 4.93 | 5.57 |
| 1982:03:00 | 15.42 | 10.41 | 4.89 | 5.52 |
| 1982:04:00 | 15.43 | 10.38 | 4.88 | 5.5 |
| 1983:01:00 | 15.39 | 10.35 | 4.85 | 5.5 |
| 1983:02:00 | 15.42 | 10.38 | 4.85 | 5.53 |
| 1983:03:00 | 15.39 | 10.38 | 4.85 | 5.53 |
| 1983:04:00 | 15.42 | 10.43 | 4.87 | 5.56 |
| 1984:01:00 | 15.43 | 10.48 | 4.9 | 5.58 |
| 1984:02:00 | 15.54 | 10.61 | 4.93 | 5.67 |
| 1984:03:00 | 15.69 | 10.72 | 4.97 | 5.75 |
| 1984:04:00 | 15.93 | 10.88 | 5.04 | 5.84 |
| 1985:01:00 | 16.37 | 11.22 | 5.22 | 6 |
| 1985:02:00 | 16.47 | 11.31 | 5.28 | 6.03 |
| 1985:03:00 | 16.89 | 11.6 | 5.41 | 6.19 |
| 1985:04:00 | 17.07 | 11.73 | 5.48 | 6.24 |
| 1986:01:00 | 17.06 | 11.74 | 5.5 | 6.23 |
| 1986:02:00 | 17.18 | 11.81 | 5.54 | 6.27 |
| 1986:03:00 | 17.33 | 11.92 | 5.6 | 6.32 |
| 1986:04:00 | 17.54 | 12.06 | 5.7 | 6.36 |
| 1987:01:00 | 17.39 | 11.93 | 5.71 | 6.23 |
| 1987:02:00 | 17.6 | 12.07 | 5.82 | 6.24 |
| 1987:03:00 | 17.42 | 11.94 | 5.79 | 6.15 |
| 1987:04:00 | 17.24 | 11.81 | 5.73 | 6.07 |
| 1988:01:00 | 17.15 | 11.75 | 5.73 | 6.02 |
| 1988:02:00 | 17.08 | 11.74 | 5.77 | 5.97 |
| 1988:03:00 | 17 | 11.69 | 5.79 | 5.9 |
| 1988:04:00 | 16.85 | 11.57 | 5.73 | 5.84 |
| 1989:01:00 | 16.79 | 11.57 | 5.75 | 5.81 |
| 1989:02:00 | 16.98 | 11.73 | 5.86 | 5.87 |
| 1989:03:00 | 17.05 | 11.79 | 5.95 | 5.85 |
| 1989:04:00 | 17.01 | 11.75 | 5.98 | 5.76 |
| 1990:01:00 | 16.9 | 11.65 | 6.01 | 5.64 |
| 1990:02:00 | 16.88 | 11.6 | 6.06 | 5.54 |
| 1990:03:00 | 16.89 | 11.58 | 6.1 | 5.48 |
| 1990:04:00 | 16.96 | 11.6 | 6.18 | 5.42 |
| 1991:01:00 | 16.96 | 11.58 | 6.22 | 5.36 |
| 1991:02:00 | 16.82 | 11.43 | 6.2 | 5.24 |
| 1991:03:00 | 16.7 | 11.32 | 6.18 | 5.14 |
| 1991:04:00 | 16.48 | 11.12 | 6.1 | 5.02 |
| 1992:01:00 | 16.16 | 10.86 | 5.99 | 4.87 |
| 1992:02:00 | 15.97 | 10.68 | 5.91 | 4.77 |
| 1992:03:00 | 15.83 | 10.54 | 5.84 | 4.7 |
| 1992:04:00 | 15.75 | 10.46 | 5.8 | 4.66 |
| 1993:01:00 | 15.67 | 10.42 | 5.77 | 4.65 |
| 1993:02:00 | 15.59 | 10.35 | 5.71 | 4.65 |
| 1993:03:00 | 15.67 | 10.41 | 5.7 | 4.71 |
| 1993:04:00 | 15.64 | 10.37 | 5.61 | 4.76 |
| 1994:01:00 | 15.69 | 10.39 | 5.56 | 4.83 |
| 1994:02:00 | 15.76 | 10.45 | 5.53 | 4.92 |
| 1994:03:00 | 15.91 | 10.59 | 5.55 | 5.04 |
| 1994:04:00 | 16 | 10.7 | 5.58 | 5.12 |
| 1995:01:00 | 16.2 | 10.89 | 5.64 | 5.25 |
| 1995:02:00 | 16.41 | 11.08 | 5.69 | 5.39 |
| 1995:03:00 | 16.53 | 11.19 | 5.66 | 5.52 |
| 1995:04:00 | 16.57 | 11.22 | 5.63 | 5.59 |
| 1996:01:00 | 16.56 | 11.24 | 5.59 | 5.65 |
| 1996:02:00 | 16.56 | 11.27 | 5.59 | 5.68 |
| 1996:03:00 | 16.61 | 11.32 | 5.6 | 5.71 |
| 1996:04:00 | 16.66 | 11.37 | 5.59 | 5.78 |
| 1997:01:00 | 16.63 | 11.33 | 5.6 | 5.73 |
| 1997:02:00 | 16.65 | 11.33 | 5.63 | 5.7 |
| 1997:03:00 | 16.65 | 11.34 | 5.62 | 5.72 |
| 1997:04:00 | 16.55 | 11.29 | 5.58 | 5.71 |
| 1998:01:00 | 16.33 | 11.14 | 5.52 | 5.63 |
| 1998:02:00 | 16.31 | 11.17 | 5.49 | 5.67 |
| 1998:03:00 | 16.28 | 11.15 | 5.47 | 5.69 |
| 1998:04:00 | 16.35 | 11.22 | 5.46 | 5.76 |
| 1999:01:00 | 16.4 | 11.27 | 5.47 | 5.8 |
| 1999:02:00 | 16.6 | 11.43 | 5.52 | 5.91 |
| 1999:03:00 | 16.7 | 11.54 | 5.57 | 5.98 |
| 1999:04:00 | 16.66 | 11.55 | 5.59 | 5.96 |
| 2000:01:00 | 16.56 | 11.53 | 5.58 | 5.95 |
| 2000:02:00 | 16.67 | 11.67 | 5.62 | 6.05 |
| 2000:03:00 | 16.79 | 11.83 | 5.65 | 6.17 |
| 2000:04:00 | 17 | 12.02 | 5.7 | 6.32 |
| 2001:01:00 | 17.09 | 12.12 | 5.7 | 6.43 |
| 2001:02:00 | 17.38 | 12.35 | 5.78 | 6.58 |
| 2001:03:00 | 17.28 | 12.31 | 5.76 | 6.55 |
| 2001:04:00 | 17.76 | 12.66 | 5.93 | 6.73 |
| 2002:01:00 | 17.43 | 12.44 | 5.81 | 6.63 |
| 2002:02:00 | 17.27 | 12.35 | 5.78 | 6.57 |
| 2002:03:00 | 17.25 | 12.36 | 5.81 | 6.55 |
| 2002:04:00 | 17.18 | 12.32 | 5.83 | 6.49 |
| 2003:01:00 | 17.19 | 12.35 | 5.87 | 6.48 |
| 2003:02:00 | 17.07 | 12.27 | 5.84 | 6.43 |
| 2003:03:00 | 16.83 | 12.11 | 5.77 | 6.34 |
| 2003:04:00 | 16.92 | 12.18 | 5.83 | 6.36 |
| 2004:01:00 | 16.92 | 12.19 | 5.84 | 6.35 |
| 2004:02:00 | 16.84 | 12.13 | 5.83 | 6.29 |
| 2004:03:00 | 16.97 | 12.23 | 5.92 | 6.31 |
| 2004:04:00 | 16.95 | 12.22 | 5.99 | 6.23 |
| 2005:01:00 | 17.39 | 12.55 | 6.24 | 6.31 |
| 2005:02:00 | 17.39 | 12.54 | 6.28 | 6.26 |
| 2005:03:00 | 17.42 | 12.59 | 6.4 | 6.18 |
| 2005:04:00 | 17.41 | 12.61 | 6.5 | 6.11 |
| 2006:01:00 | 17.36 | 12.62 | 6.53 | 6.09 |
| 2006:02:00 | 17.41 | 12.67 | 6.69 | 5.97 |
| 2006:03:00 | 17.55 | 12.78 | 6.85 | 5.93 |
| 2006:04:00 | 17.66 | 12.87 | 6.95 | 5.92 |
| 2007:01:00 | 17.68 | 12.9 | 6.98 | 5.91 |
| 2007:02:00 | 17.73 | 12.94 | 7.01 | 5.93 |
| 2007:03:00 | 17.87 | 13.05 | 7.09 | 5.96 |
| 2007:04:00 | 18 | 13.17 | 7.18 | 5.99 |
| 2008:01:00 | 17.95 | 13.11 | 7.12 | 5.99 |
| 2008:02:00 | 17.52 | 12.76 | 6.93 | 5.83 |
| 2008:03:00 | 17.69 | 12.83 | 6.97 | 5.86 |
| 2008:04:00 | 17.71 | 12.76 | 6.93 | 5.84 |
| 2009:01:00 | 17.71 | 12.68 | 6.89 | 5.79 |
| 2009:02:00 | 17.39 | 12.37 | 6.74 | 5.63 |
| 2009:03:00 | 17.32 | 12.24 | 6.66 | 5.58 |
| 2009:04:00 | 17 | 11.94 | 6.53 | 5.41 |
| 2010:01:00 | 16.66 | 11.63 | 6.35 | 5.28 |
| 2010:02:00 | 16.27 | 11.3 | 6.18 | 5.12 |
| 2010:03:00 | 16.06 | 11.1 | 6.08 | 5.02 |
| 2010:04:00 | 15.9 | 10.95 | 5.93 | 5.02 |
| 2011:01:00 | 15.67 | 10.76 | 5.71 | 5.05 |
| 2011:02:00 | 15.59 | 10.68 | 5.64 | 5.04 |
| 2011:03:00 | 15.49 | 10.57 | 5.56 | 5.01 |
| 2011:04:00 | 15.39 | 10.45 | 5.44 | 5.01 |
| 2012:01:00 | 15.14 | 10.21 | 5.28 | 4.93 |
| 2012:02:00 | 15.02 | 10.08 | 5.17 | 4.91 |
| 2012:03:00 | 15.14 | 10.13 | 5.15 | 4.98 |
| 2012:04:00 | 14.75 | 9.81 | 4.93 | 4.87 |
| 2013:01:00 | 15.33 | 10.16 | 5.03 | 5.13 |
| 2013:02:00 | 15.26 | 10.08 | 4.93 | 5.15 |
| 2013:03:00 | 15.23 | 10.04 | 4.87 | 5.17 |
| 2013:04:00 | 15.25 | 10.05 | 4.84 | 5.21 |
| 2014:01:00 | 15.13 | 9.97 | 4.75 | 5.22 |
| 2014:02:00 | 15.03 | 9.9 | 4.67 | 5.24 |
| 2014:03:00 | 14.97 | 9.86 | 4.59 | 5.27 |
| 2014:04:00 | 14.91 | 9.83 | 4.53 | 5.3 |
| 2015:01:00 | 14.93 | 9.84 | 4.51 | 5.33 |
| 2015:02:00 | 14.98 | 9.88 | 4.47 | 5.41 |
| 2015:03:00 | 15.05 | 9.94 | 4.45 | 5.49 |
| 2015:04:00 | 15.02 | 9.88 | 4.45 | 5.43 |
| 2016:01:00 | 15.01 | 9.85 | 4.43 | 5.42 |
| 2016:02:00 | 15.12 | 9.95 | 4.43 | 5.52 |
| 2016:03:00 | 15.18 | 10.01 | 4.41 | 5.6 |
| 2016:04:00 | 15.13 | 9.99 | 4.35 | 5.64 |
| 2017:01:00 | 15.02 | 9.94 | 4.3 | 5.64 |
| 2017:02:00 | 14.94 | 9.91 | 4.27 | 5.64 |
| 2017:03:00 | 14.93 | 9.91 | 4.25 | 5.66 |
| 2017:04:00 | 14.92 | 9.91 | 4.22 | 5.69 |
| 2018:01:00 | 14.81 | 9.85 | 4.18 | 5.66 |
| 2018:02:00 | 14.74 | 9.79 | 4.17 | 5.63 |
| 2018:03:00 | 14.73 | 9.8 | 4.15 | 5.65 |
| 2018:04:00 | 14.74 | 9.81 | 4.14 | 5.67 |
| 2019:01:00 | 14.76 | 9.85 | 4.15 | 5.7 |
| 2019:02:00 | 14.85 | 9.91 | 4.16 | 5.75 |
| 2019:03:00 | 14.89 | 9.94 | 4.15 | 5.79 |
| 2019:04:00 | 14.87 | 9.94 | 4.13 | 5.81 |
| 2020:01:00 | 14.77 | 9.85 | 4.09 | 5.77 |
| 2020:02:00 | 13.34 | 8.85 | 3.73 | 5.12 |
| 2020:03:00 | 13.88 | 9.2 | 3.87 | 5.33 |
| 2020:04:00 | 14.19 | 9.4 | 3.96 | 5.45 |
| 2021:01:00 | 12.66 | 8.38 | 3.51 | 4.88 |
| 2021:02:00 | 13.71 | 9.11 | 3.79 | 5.32 |
| 2021:03:00 | 13.83 | 9.2 | 3.8 | 5.4 |
| 2021:04:00 | 13.97 | 9.32 | 3.84 | 5.48 |
| 2022:01:00 | 14.22 | 9.52 | 3.89 | 5.63 |
